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Product Details
WealthDefender 7 CA
Company social profile:
Product Name
WealthDefender 7 CA
Annuity Type
FIA
Issuing Insurance Company and Ratings
Ibexis Life & Annuity Insurance Company
Ratings
Product Information
The WealthDefender 7 CA is a single premium deferred annuity with a 7-year surrender charge period featuring: Multiple index options and one fixed interest rate option.
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 1,500,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: IRA, Pension, NonQual, IRA-Roth, IRA Transfer, IRA Rollover, Profit Sharing
Rates
Effective Date: 01/03/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in CA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $1,000
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Only available in CA
