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Product Details
VEGA Bonus 7
Company social profile:
Product Name
VEGA Bonus 7
Annuity Type
FIA
Issuing Insurance Company and Ratings
SILAC Insurance Company
Ratings
Product Information
The VEGA Bonus 7 (CO,DE,IN,MA,MO,MD,NV.SC,TX) is a Modified Single Premium Fixed Indexed Deferred Annuity offering a robust set of features, including: • A 7 Year Surrender Charge Period and Interest Recovery schedule. • A Market Value Adjustment (MVA) provision. • A comprehensive variety of Fixed and Indexed crediting strategies. • Multiple income options. • An enhanced wealth transfer benefit. • A focus on the accumulation of retirement benefits. • A Benefit Bonus.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 30 Days
Tax-Qualified: N/A
Rates
Effective Date: 10/12/2025
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
2.25%
Interest rate start of year 1 through end of year 0:
2.25%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: 1st Year or Less
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
CO,DE,IN,MA,MO,MD,NV.SC,TX
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 5%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 90
Premium Limits: Flex Premiums Permitted: 1st Year or Less
State Restrictions: Max issue age is 85 in IN
