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Product Details
Ultimate One Index 9 Bonus (411)
Company social profile:
Product Name
Ultimate One Index 9 Bonus (411)
Annuity Type
FIA
Issuing Insurance Company and Ratings
Americo Life Inc
Ratings
Product Information
The Ultimate One Index 9 Bonus (411) is a single premium deferred fixed index annuity with a 9-year surrender charge period and a first-year premium bonus (5.00% All Other States / 4.00% California). The Ultimate One Index 9 Bonus offers a series of different index crediting rate options and a declared fixed rate option.
Key Features
Premium Types: Single
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Free Look Period: 10 Days
Rate Lock Period: 45 Days
Rates
Effective Date: 20/02/2026
Initial Guarantee Period: 9 years
Next Change: 03/20/2026
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $10,000 - $1,000,000
Current
9 Year Guarantee Period Annual Yield:
3.50%%
Interest rate start of year 1 through end of year 9:
3.50%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AL GU ID MS NY PR VI VT
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80 years old
State Restrictions: Not available in AL GU ID MS NY PR VI VT
