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Product Details
TruePath Income
Company social profile:
Product Name
TruePath Income
Annuity Type
FIA
Issuing Insurance Company and Ratings
Delaware Life Insurance Company
Ratings
Product Information
The TruePath Income is a modified single premium, fixed index annuity built for accumulation opportunity using index-linked interest crediting options while keeping your principal protected. The TruePath Income features a 10 year surrender charge period, and an MVA provision.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 25,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Tax-Qualified: Fixed Account, Index Accounts
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 1 Year
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
1 Year Guarantee Period Annual Yield:
$100,000+%
Interest rate start of year 1 through end of year 1:
$100,000+%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
1 Year Guarantee Period Annual Yield:
$25,000+%
Interest rate start of year 1 through end of year 1:
$25,000+%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Maximum total premium cannot exceed $2M without prior approval
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : –
Withdraw from the accumulation Value After : End of Term
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Maximum total premium cannot exceed $2M without prior approval
State Restrictions: Not available in GU NY PR VI
