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Product Details

Target Growth 10 Precision Edge

Company social profile:

Product Name

Target Growth 10 Precision Edge

Annuity Type

FIA

Issuing Insurance Company and Ratings

Delaware Life Insurance Company

Ratings

A.M. Best
A-
4th of 15
4th of 15
Standard & Poor's
A-
7th of 22
7th of 22
Fitch
A-
7th of 19
7th of 19

Product Information

The Target Growth 10 Precision Edge is a flexible premium, tax-deferred fixed index annuity (FIA) with a 10-year surrender charge period with a MVA provision. The Target Growth 10 Precision Edge is designed for customers looking for a strong accumulation solution that provides downside market protection. The product offers a variety of index account options so that customers are able to diversify across different index styles. The Target Growth 10 Precision Edge also features a Bailout provisions.

Key Features

Premium Types:  Flexible for Life of the Product
Minimum Premium: Min Single Premium: 25,000
Maximum Premium: Max Premium 18+: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual

Rates

Effective Date: 01/04/2026
Initial Guarantee Period: N/A
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/04/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: Min Single Premium: 25,000 - Max Premium 18+: 1,000,000
Current
0 Year Guarantee Period Annual Yield:
4.2%
Interest rate start of year 1 through end of year 0:
4.2%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Additional premium payments will automatically be allocated to the Fixed Account until the contract anniversary and must be at least $500. Amounts allocated to the Fixed Account can be reallocated on the contract anniversary by submitting a written request.
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

AK CT DC DE FL IA ID IN MA MD MN MO MT NJ OH OR PA SC TX UT WA

Withdrawal Provisions

First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : –
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): Owner: 80, Annuitant: 80
Premium Limits: Additional premium payments will automatically be allocated to the Fixed Account until the contract anniversary and must be at least $500. Amounts allocated to the Fixed Account can be reallocated on the contract anniversary by submitting a written request.
State Restrictions: Not available in GU NY PR VI
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