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Product Details

Symetra Select Pro 5

Company social profile:

Product Name

Symetra Select Pro 5

Annuity Type

MYGA

Issuing Insurance Company and Ratings

Symetra Life Insurance Company

Ratings

A.M. Best
A
3rd of 15
3rd of 15
Standard & Poor's
A
6th of 22
6th of 22
Fitch
N/A
N/A
N/A

Product Information

The Symetra Select Pro 5 is a Modified Single Premium Fixed Deferred Annuity with a 5 year surrender charge schedule.

Key Features

Premium Types:  1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 10 Days
Tax-Qualified: IRA, NonQual, IRA-Roth, IRA Transfer, IRA Rollover, Inherited IRA, Inherited Roth IRA

Rates

Effective Date: 01/04/2026
Initial Guarantee Period: 5 years
Next Change: 04/03/2026

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/04/2026
Next Change: 04/03/2026
Initial Guarantee Period: 5 years
Premium Amount: $100,000+
Current
5 Year Guarantee Period Annual Yield:
$250,000 through $1,000,000%
Interest rate start of year 1 through end of year 5:
$250,000 through $1,000,000%
Accumulation Value (assuming no withdrawals)
Premium Amount: $50,000 - $99,999
Current
5 Year Guarantee Period Annual Yield:
$50,000 through $99,999%
Interest rate start of year 1 through end of year 5:
$50,000 through $99,999%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
5 Year Guarantee Period Annual Yield:
$10,000 through $49,999%
Interest rate start of year 1 through end of year 5:
$10,000 through $49,999%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

You can add purchase payments of $1,000 or more throughout the first year of your contract.
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

Not available in GU NY PR VI

Withdrawal Provisions

First Year Withdrawals: 15%
Withdrawal Years 2+: 15%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): 85
Premium Limits: You can add purchase payments of $1,000 or more throughout the first year of your contract.
State Restrictions: Not available in GU NY PR VI
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