Product Details
Product Name
Strategy Indexed Annuity PLUS 7 NY
Annuity Type
FIA
Issuing Insurance Company and Ratings
American National Life Insurance Company of NY
Ratings
A.M. Best
A
3rd of 15
Standard & Poor's
A
6th of 22
Fitch
N/A
N/A
Product Information
The Strategy Indexed Annuity PLUS 7 NY is a Fixed-Indexed annuity available in New York with multiple index allocation options as well as liquidity provisions.
Key Features
Premium Types: Single
Minimum Premium: $10,000 NQ / $5,000 Q
Maximum Premium: $3,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 01/03/2026
Initial Guarantee Period: 7 years
Next Change: 04/01/2026
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/03/2026
Next Change: 04/01/2026
Initial Guarantee Period: 7 years
Premium Amount: $10,000 NQ / $5,000 Q - $3,000,000
Current
7 Year Guarantee Period Annual Yield:
3.00%%
Interest rate start of year 1 through end of year 7:
3.00%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in NY
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80 years old
State Restrictions: Only available in NY