Skip to content 
Product Details
SILAC Evolve 14 Bonus
Company social profile:
Product Name
SILAC Evolve 14 Bonus
Annuity Type
FIA
Issuing Insurance Company and Ratings
SILAC Insurance Company
Ratings
Product Information
The is a Modified Single Premium Fixed Indexed Deferred Annuity offering a robust set of features, including a Year Surrender Charge Period and a Market Value Adjustment, to optimize growth potential. This annuity is an ideal choice for a long-term saver who can appreciate the benefits of tax-deferred growth, protection and limited access to funds. Few taxable investments provide this blend of safety, growth and flexibility.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 30 Days
Tax-Qualified: N/A
Rates
Effective Date: 10/12/2025
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
3.5%
Interest rate start of year 1 through end of year 0:
3.5%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: 1st Year or Less
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AK CA CO CT DE GU ID IN MA MD MN MO MT NJ NV NY OH OR PA PR SC TX UT VI WA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 5%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 80, Annuitant: 80
Premium Limits: Flex Premiums Permitted: 1st Year or Less
State Restrictions: Not available in AK CA CO CT DE GU ID IN MA MD MN MO MT NJ NV NY OH OR PA PR SC TX UT VI WA
