Skip to content 
Product Details
SILAC Evolve 14 Bonus (CO)
Company social profile:
Product Name
SILAC Evolve 14 Bonus (CO)
Annuity Type
FIA
Issuing Insurance Company and Ratings
SILAC Insurance Company
Ratings
Product Information
The is a Modified Single Premium Fixed Indexed Deferred Annuity offering a robust set of features, including a Year Surrender Charge Period and a Market Value Adjustment, to optimize growth potential. This annuity is an ideal choice for a long-term saver who can appreciate the benefits of tax-deferred growth, protection and limited access to funds. Few taxable investments provide this blend of safety, growth and flexibility. Your fixed indexed annuity is not a security or any type of investment contract. It is not a stock market investment and does not directly participate in any stock or equity investments. External market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks. Your Premium is never directly invested in the external index that is part of the crediting strategies you choose.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 30 Days
Tax-Qualified: N/A
Rates
Effective Date: 10/12/2025
Initial Guarantee Period: Fixed Rate 1 Year
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 1,000,000
Current
1 Year Guarantee Period Annual Yield:
3.25%
Interest rate start of year 1 through end of year 1:
3.25%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: 1st Year or Less
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in CO
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 5%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 80, Annuitant: 80
Premium Limits: Flex Premiums Permitted: 1st Year or Less
State Restrictions: N/A
