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Product Details
Retirement Stages Select 5
Company social profile:
Product Name
Retirement Stages Select 5
Annuity Type
FIA
Issuing Insurance Company and Ratings
Delaware Life Insurance Company
Ratings
Product Information
The Retirement Stages Select 5 is a flexible premium fixed indexed annuity with a 5 year surrender charge period and market value adjustment provision. The Retirement Stages Select 5 offers Multiple index crediting methods plus a Cap Bailout provision.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: Min Single Premium: 25,000
Maximum Premium: Max Premium 18+: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
0 Year Guarantee Period Annual Yield:
Band $100,000+%
Interest rate start of year 1 through end of year 0:
Band $100,000+%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
0 Year Guarantee Period Annual Yield:
Band $25,000+%
Interest rate start of year 1 through end of year 0:
Band $25,000+%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: Product Life
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : –
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: –
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Min Age Owner: 85, Annuitant: 85
Premium Limits: Flex Premiums Permitted: Product Life
State Restrictions: Not available in GU NY PR VI
