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Product Details
Prudential Surepath 7
Company social profile:
Product Name
Prudential Surepath 7
Annuity Type
FIA
Issuing Insurance Company and Ratings
The Prudential Insurance Company
Ratings
Product Information
If you’re looking to protect your savings from market loss and still want the potential to increase your assets, the Prudential Surepath 7 offers you both. It can be a smart choice as part of your overall financial strategy. This Fixed Indexed Annuity offers index and fixed account options, a 7 year surrender charge period, and an MVA provision.
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 1,000,000
Free Look Period: 20 Days
Rate Lock Period: 15 Days
Tax-Qualified: IRA, NonQual, IRA-Roth
Rates
Effective Date: 01/02/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 25,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
3%
Interest rate start of year 1 through end of year 0:
3%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Premiums that exceed $1,000,000 or more require prior company approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Contribution
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Premiums that exceed $1,000,000 or more require prior company approval.
State Restrictions: Not available in GU NY PR VI
