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Product Details
Prosperity PathPro 5
Company social profile:
Product Name
Prosperity PathPro 5
Annuity Type
FIA
Issuing Insurance Company and Ratings
S.USA Life Insurance Company
Ratings
Product Information
The Prosperity PathPro 5 is a single premium fixed indexed annuity with a 5-year surrender charge period and an MVA provision. The Prosperity PathPro 5 provides advantages such as tax deferral, long-term growth. The Prosperity PathPro 5 is not an investment in the stock market. It is a fixed annuity that credits interest based on distinct Index Account Options and the annual performance of the underlying indices with a fixed account option.
Key Features
Premium Types: Single
Minimum Premium: $20,000
Maximum Premium: $1,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 08/09/2025
Initial Guarantee Period: 5 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $20,000 - $1,000,000
Current
5 Year Guarantee Period Annual Yield:
3.50%%
Interest rate start of year 1 through end of year 5:
3.50%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in CA CT GU NY OR PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Not available in CA CT GU NY OR PR VI
