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Product Details
PrimePath Pro 12
Company social profile:
Product Name
PrimePath Pro 12
Annuity Type
FIA
Issuing Insurance Company and Ratings
North American Company for Life and Health Insurance
Ratings
Product Information
The North American Company’s PrimePath Pro 12 is a Fixed Indexed Annuity with a 12 year surrender charge period and Market Value Adjustment provision.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: Min Single Premium: 20,000
Maximum Premium: Max Premium 40+: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: IRA, NonQual
Rates
Effective Date: 16/01/2024
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: Min Single Premium: 20,000 - Max Premium 40+: 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.2%
Interest rate start of year 1 through end of year 0:
3.2%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: Product Life
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AK CT DE GU HI ID MA MN MO MT NH NJ NV NY OH OK OR PA PR SC TX UT VA VI WA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 7%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Min Age Owner: 75, Annuitant: 75
Premium Limits: Flex Premiums Permitted: Product Life
State Restrictions: Max issue age is 52 in CA
