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Product Details
Power Index Premier NY
Company social profile:
Product Name
Power Index Premier NY
Annuity Type
FIA
Issuing Insurance Company and Ratings
The United States Life Insurance of New York
Ratings
Product Information
The The United States Life Insurance Co. (NY)’s Power Index Premier NY is a Single Premium Deferred Index Annuity with a 7-Year Surrender Charge period.
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 2,000,000
Free Look Period: 20 Days
Rate Lock Period: 75 Days
Tax-Qualified: IRA, NonQual
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Requires prior company approval if total of all contracts issued to the same owner and/or annuitant exceeds $1M.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in NY
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,500
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $1,000
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Requires prior company approval if total of all contracts issued to the same owner and/or annuitant exceeds $1M.
State Restrictions: Only available in NY
