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Product Details
Performance Pro with GMWB
Company social profile:
Product Name
Performance Pro with GMWB
Annuity Type
FIA
Issuing Insurance Company and Ratings
Fidelity & Guaranty Life Insurance Company
Ratings
Product Information
The Performance Pro with GMWB is a Flexible Premium Fixed Indexed Deferred Annuity with a 10-year surrender charge period and a market value adjustment provision. This policy includes an Enhanced Guaranteed Minimum Withdrawal Benefit Rider (“EGMWB Rider”) which is automatically included for an additional charge. The Policy is primarily intended for customers seeking a long-term retirement savings vehicle. The included EGMWB Rider could benefit customers who wish to trigger a lifetime withdrawal feature.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth
Rates
Effective Date: 13/02/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
2.75%
Interest rate start of year 1 through end of year 0:
2.75%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Cases over $1 million, we [F&G] reserve the right to review.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
Premium Limits: Cases over $1 million, we [F&G] reserve the right to review.
State Restrictions: Not available in GU NY VI
