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Product Details
Palladium MYG Annuity 10
Company social profile:
Product Name
Palladium MYG Annuity 10
Annuity Type
MYGA
Issuing Insurance Company and Ratings
American National Insurance Company
Ratings
Product Information
The American National Insurance Company’s Palladium MYG Annuity 10 is a Single Premium, Multi Year Guaranteed Annuity with a 10-year interest rate guarantee and a 10-year surrender charge period with a Market Value Adjustment provision.
Key Features
Premium Types: Single
Minimum Premium: $5,000
Maximum Premium: $3,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 01/03/2026
Initial Guarantee Period: 10 years
Next Change: 04/01/2026
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
10 Year Guarantee Period Annual Yield:
5.10%%
Interest rate start of year 1 through end of year 10:
5.10%%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
10 Year Guarantee Period Annual Yield:
4.85%%
Interest rate start of year 1 through end of year 10:
4.85%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY VI
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 90 years old
State Restrictions: Not available in GU NY VI
