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Product Details
NWL IMPACT 10®
Company social profile:
Product Name
NWL IMPACT 10®
Annuity Type
FIA
Issuing Insurance Company and Ratings
National Western Life
Ratings
Product Information
National Western Life’s NWL IMPACT 10® is a Flexible Premium Deferred Annuity with a 10 Year Surrender Charge Period.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 5,000
Maximum Premium: 1,500,000
Free Look Period: 30 Days
Rate Lock Period: N/A
Tax-Qualified: IRA, 401k, KEOGH, Other, NonQual, Pension, TSA 403b, IRA-Roth, IRA-Simple, IRA Rollover, Profit Sharing
Rates
Effective Date: 04/03/2024
Initial Guarantee Period: Fixed Rate 1 Year
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 5,000 - 1,500,000
Current
1 Year Guarantee Period Annual Yield:
3%
Interest rate start of year 1 through end of year 1:
3%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Each premium payment in the first Policy Year receives a premium Bonus Percentage of 7%, subject to a 10 Year Vesting Schedule.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AK CA CT DE ID IN MA MN NJ NV NY OH OK OR PA SC TX UT WA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 80
Premium Limits: Each premium payment in the first Policy Year receives a premium Bonus Percentage of 7%, subject to a 10 Year Vesting Schedule.
State Restrictions: Not available in AK CA CT DE ID IN MA MN NJ NV NY OH OK OR PA SC TX UT WA
