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Product Details
New Momentum 5
Company social profile:
Product Name
New Momentum 5
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Integrity Life Insurance Company
Ratings
Product Information
The Integrity Life Insurance Company’s New Momentum 5 is a Flexible Premium Deferred Annuity with a 5 Year Interest Rate Guarantee, a 7 Year Surrender Charge Period, and a Market Value Adjustment Provision. The New Momentum 5 features a first year rate enhancement on all contributions.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: Min Single Premium: 5,000 (Non-Qual), 2,000 (Qualified); Min Flexible Premium: 1,000
Maximum Premium: Max Premium 18-75: 1,000,000; Max Premium 76+: 500,000
Free Look Period: 10 Days
Rate Lock Period: 10 Days
Tax-Qualified: IRA, NonQual, SEP IRA, IRA-Roth, IRA Transfer, IRA Rollover
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 5 Year Interest Rate Guarantee
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: Min Single Premium: 5,000 (Non-Qual), 2,000 (Qualified); Min Flexible Premium: 1,000 - Max Premium 18-75: 1,000,000; Max Premium 76+: 500,000
Current
5 Year Guarantee Period Annual Yield:
3.95%
Interest rate start of year 1 through end of year 5:
3.95%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Contributions in excess of maximum require prior company approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in CA GU NY OR PR VI WA
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Contribution
Systematic Withdrawl: Yes
Min Withdrawl Amount: $300
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Min Age Owner: 85, Annuitant: 85; Annuitization Age: 100
Premium Limits: Contributions in excess of maximum require prior company approval.
State Restrictions: Hospitalization Not available in MA SD; Nursing Home Not available in MA SD; Terminal Illness Not available in MA SD VA; Unemployment Not available in MA SD IN MT NJ PA SC TX
