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Product Details

Nationwide Peak 10

Company social profile:

Product Name

Nationwide Peak 10

Annuity Type

FIA

Issuing Insurance Company and Ratings

Nationwide Life Insurance Company

Ratings

A.M. Best
A+
2nd of 15
2nd of 15
Standard & Poor's
A+
5th of 22
5th of 22
Fitch
N/A
N/A
N/A

Product Information

The Nationwide Peak 10 is an individual, single-purchase-payment deferred fixed indexed annuity with a 10 year surrender charge period, an MVA provision and Guaranteed Lifetime Withdrawal Benefits. Offers indexed crediting for principal preservation and long-term accumulation. Includes optional Peak 10 Bonus Income+ Rider (25% initial bonus) and Peak 10 Guaranteed Income Solution rider.

Key Features

Premium Types:  Single
Minimum Premium: $25,000
Maximum Premium: $1,000,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days

Rates

Effective Date: 01/03/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/03/2026
Next Change: N/A — not specified
Initial Guarantee Period: 10 years
Premium Amount: $100,000+
Current
10 Year Guarantee Period Annual Yield:
3.55%%
Interest rate start of year 1 through end of year 10:
3.55%%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
10 Year Guarantee Period Annual Yield:
3.30%%
Interest rate start of year 1 through end of year 10:
3.30%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

Only available in AL AR AZ CO DC FL GA HI IL IN KS KY LA MA MD ME MI MT NC ND NE NM SD TN VT WI WV

Withdrawal Provisions

First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $1
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Only available in AL AR AZ CO DC FL GA HI IL IN KS KY LA MA MD ME MI MT NC ND NE NM SD TN VT WI WV
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