Product Details
Product Name
Nationwide Peak 10 Compact
Annuity Type
FIA
Issuing Insurance Company and Ratings
Nationwide Life Insurance Company
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
A+
5th of 22
Fitch
N/A
N/A
Product Information
The Nationwide Peak 10 Compact is an individual, single-purchase-payment deferred fixed indexed annuity with a 10 year surrender charge period, an MVA provision and Guaranteed Lifetime Withdrawal Benefits. Offers indexed crediting for principal preservation and long-term accumulation. Includes optional Peak 10 Bonus Income+ Rider (25% initial bonus) and Peak 10 Guaranteed Income Solution rider.
Key Features
Premium Types: Single
Minimum Premium: $25,000
Maximum Premium: $1,000,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 01/03/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/03/2026
Next Change: N/A — not specified
Initial Guarantee Period: 10 years
Premium Amount: $100,000+
Current
10 Year Guarantee Period Annual Yield:
3.45%%
Interest rate start of year 1 through end of year 10:
3.45%%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
10 Year Guarantee Period Annual Yield:
3.20%%
Interest rate start of year 1 through end of year 10:
3.20%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in AK CT IA ID MN MO MS NH NJ NV OH OK OR PA RI SC TX UT VA WA WY
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : N/A
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: N/A
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Only available in AK CT IA ID MN MO MS NH NJ NV OH OK OR PA RI SC TX UT VA WA WY