Product Details
Product Name
NAC Guaranteed Allocation 10 Model Blend D
Annuity Type
FIA
Issuing Insurance Company and Ratings
North American Company for Life and Health Insurance
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
A+
5th of 22
Fitch
A+
5th of 19
Product Information
The NAC Guaranteed Allocation 10 Model Blend D is a modified single premium fixed index annuity with a 10 year surrender charge schedule and an MVA provision.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 20,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: Model Blend and Fixed Account
Rates
Effective Date: 02/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 02/04/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 20,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.6%
Interest rate start of year 1 through end of year 0:
3.6%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
The minimum premium requirement for allocation to a Model Blend is $2,000.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 79
Premium Limits: The minimum premium requirement for allocation to a Model Blend is $2,000.
State Restrictions: Not available in GU NY PR VI