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Product Details
MYGA Plus 3 FIA
Company social profile:
Product Name
MYGA Plus 3 FIA
Annuity Type
FIA
Issuing Insurance Company and Ratings
Ibexis Life & Annuity Insurance Company
Ratings
Product Information
The MYGA Plus 3 FIA is a single premium deferred annuity with a 3-year surrender charge period with a Market Value Adjustment provision. Premiums may be allocated between the Fixed Multi Year Guaranteed Account and the Index Linked Account.
Key Features
Premium Types: Single
Minimum Premium: 10,000
Maximum Premium: 1,500,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: 401k, NonQual, Pension, IRA Rollover, Profit Sharing
Rates
Effective Date: 19/02/2026
Initial Guarantee Period: 3 Years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
3 Year Guarantee Period Annual Yield:
$100,000 through $1,500,000%
Interest rate start of year 1 through end of year 3:
$100,000 through $1,500,000%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
3 Year Guarantee Period Annual Yield:
$10,000 through $99,999%
Interest rate start of year 1 through end of year 3:
$10,000 through $99,999%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AL CA GU NJ NY PR VI VT WI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 85
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Max issue age is 64 in FL
