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Product Details

MultiVantage 7

Company social profile:

Product Name

MultiVantage 7

Annuity Type

MYGA

Issuing Insurance Company and Ratings

Integrity Life Insurance Company

Ratings

A.M. Best
A+
2nd of 15
2nd of 15
Standard & Poor's
AA-
4th of 22
4th of 22
Fitch
AA
3rd of 19
3rd of 19

Product Information

The Integrity Life Insurance Company’s MultiVantage 7 is a Single Premium, Multi Year Guaranteed Annuity with a 7 Year interest rate guarantee, a 7 Year surrender charge period, a Market Value Adjustment provision, and a first year interest rate enhancement.

Key Features

Premium Types:  Single
Minimum Premium: 20,000
Maximum Premium: 1,000,000
Free Look Period: 10 Days
Rate Lock Period: 10 Days
Tax-Qualified: IRA, NonQual, SEP IRA, IRA-Roth, IRA Transfer, IRA Rollover

Rates

Effective Date: 01/04/2026
Initial Guarantee Period: 7 Year
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/04/2026
Next Change: N/A
Initial Guarantee Period: 7 Year
Premium Amount: 20,000 - 1,000,000
Current
7 Year Guarantee Period Annual Yield:
3.8%
Interest rate start of year 1 through end of year 7:
3.8%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Premiums in excess of maximum require prior company approval.
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

Not available in GU NY PR VI

Withdrawal Provisions

First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): 89
Premium Limits: Premiums in excess of maximum require prior company approval.
State Restrictions: Not available in GU NY PR VI
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