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Product Details
Multi-Choice 7 10% Withdrawal Provision ROP
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Product Name
Multi-Choice 7 10% Withdrawal Provision ROP
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Standard Insurance Company
Ratings
Product Information
The Multi-Choice 7 10% Withdrawal Provision ROP is a modified single-premium deferred annuity. You purchase the annuity with one premium payment, but premiums are accepted during the first 90 contract days to accommodate multiple roll-overs, transfers and exchanges. The Multi-Choice 7 10% Withdrawal Provision ROP is an individual fixed deferred annuity which means interest is earned during the accumulation phase and annuity benefit payments are deferred until the annuity date or upon annuitization. This annuity offers a 7 Year Rate Guarantee with a 7 Year Surrender Charge Period, a Market Value Adjustment provision, and a Guarantee of Principal.
Key Features
Premium Types: Single
Minimum Premium: 15,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: NonQual
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 7 years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
7 Year Guarantee Period Annual Yield:
$100,000 through $1,000,000%
Interest rate start of year 1 through end of year 7:
$100,000 through $1,000,000%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
7 Year Guarantee Period Annual Yield:
$15,000 through $99,999%
Interest rate start of year 1 through end of year 7:
$15,000 through $99,999%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Additional premium will be accepted within the first 90 days
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 90, Annuitant: 90
Premium Limits: Additional premium will be accepted within the first 90 days
State Restrictions: Not available in GU NY PR VI
