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Product Details
MaxGrowth 10 ID KY
Company social profile:
Product Name
MaxGrowth 10 ID KY
Annuity Type
FIA
Issuing Insurance Company and Ratings
American Life & Security Corp
Ratings
Product Information
The MaxGrowth 10 ID KY is a Modified Single Premium Deferred Annuity Contract featuring fixed and indexed interest accounts with an MVA provision. No premium bonus. Offers 5×5 annuitization option and nursing home waiver.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: $20,000
Maximum Premium: $1,000,000
Free Look Period: 30 Days
Rate Lock Period: 14 Days
Rates
Effective Date: 01/02/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $20,000 - $1,000,000
Current
10 Year Guarantee Period Annual Yield:
4.75%%
Interest rate start of year 1 through end of year 10:
4.75%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in ID KY
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 5%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Only available in ID KY
