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Product Details
MarketPower Bonus Index
Company social profile:
Product Name
MarketPower Bonus Index
Annuity Type
FIA
Issuing Insurance Company and Ratings
EquiTrust Life Insurance Company
Ratings
Product Information
The MarketPower Bonus Index® is a Single Premium Deferred Annuity Contract issued by EquiTrust Life Insurance Company and features fixed and indexed interest accounts with an MVA provision.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 2,000,000
Free Look Period: 15 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual, TSA 403b, IRA-Roth, IRA-Simple, IRA Transfer, IRA Rollover, Inherited IRA
Rates
Effective Date: 10/03/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.25%
Interest rate start of year 1 through end of year 0:
3.25%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Premiums may be added in the first year only to the fixed account, then allocated automatically to the most recent instructions. Above $2M: requires Home Office approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
AK CT DE ID IL MN MT NJ NV OH OK OR PA TX UT VT WA
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 75, Annuitant: 75
Premium Limits: Premiums may be added in the first year only to the fixed account, then allocated automatically to the most recent instructions. Above $2M: requires Home Office approval.
State Restrictions: Not available in CA GU NY PR VI
