jQuery(document).ready(function(){
setTimeout(function(){
//var tag_new = jQuery("template").eq(38).attr("id");
var tag_new = jQuery("template").last().attr("id");
console.log(tag_new);
//alert(tag_new);
jQuery("#" + tag_new).css("display", "none");
jQuery("#" + tag_new).next().next().css("display", "none");
}, 100);
});
Skip to content 
Product Details
Lincoln OptiBlend 7 CA
Company social profile:
Product Name
Lincoln OptiBlend 7 CA
Annuity Type
FIA
Issuing Insurance Company and Ratings
Lincoln Financial Group
Ratings
Product Information
The Lincoln OptiBlend 7 CA is a Flexible Premium Fixed Indexed Annuity with a 7 Year Surrender Charge period. The Lincoln OptiBlend 7 CA provides advantages such as tax deferral, long-term growth, and a death benefit payout with the added benefit of enhanced growth with no risk of loss of premium due to market fluctuations. The Lincoln OptiBlend 7 CA is not an investment in the stock market. It is a fixed annuity that credits interest based on distinct Index Account Options Index (including the S&P 500 Daily Risk Control 5% Index) and the annual performance of the underlying indices. The Lincoln OptiBlend 7 CA also offers a Fixed Account Option with a 1 Year Interest Rate Guarantee currently paying 3.25%.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 10,000
Maximum Premium: 2,000,000
Free Look Period: 20 Days
Rate Lock Period: 10 Days
Tax-Qualified: IRA, NonQual, IRA-Roth, IRA Rollover, Inherited IRA
Rates
Effective Date: 16/03/2026
Initial Guarantee Period: 1-Year Fixed Account
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 2,000,000
Current
1 Year Guarantee Period Annual Yield:
3.25%
Interest rate start of year 1 through end of year 1:
3.25%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
The Company reserves the right to limit additional premiums to $25,000 each contract year.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in CA
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 85
Premium Limits: The Company reserves the right to limit additional premiums to $25,000 each contract year.
State Restrictions: N/A
