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Product Details
Lincoln MYGuarantee Plus 10
Company social profile:
Product Name
Lincoln MYGuarantee Plus 10
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Lincoln Financial Group
Ratings
Product Information
The Lincoln Financial ‘s Lincoln MYGuarantee Plus 10 is a Single Premium, Multi Year Guaranteed Annuity with a 10 Year interest rate guarantee and a 10 Year surrender charge period with a Market Value Adjustment, to optimize growth potential.
Key Features
Premium Types: Single
Minimum Premium: 10,000
Maximum Premium: 2,000,000
Free Look Period: 20 Days
Rate Lock Period: 14 Days
Tax-Qualified: IRA, NonQual, SEP IRA, IRA-Roth, IRA Transfer, IRA Rollover
Rates
Effective Date: 16/03/2026
Initial Guarantee Period: 10 years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
10 Year Guarantee Period Annual Yield:
$100,000 through $2,000,000%
Interest rate start of year 1 through end of year 10:
$100,000 through $2,000,000%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
10 Year Guarantee Period Annual Yield:
$10,000 through $99,999%
Interest rate start of year 1 through end of year 10:
$10,000 through $99,999%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $300
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in CA NY VI
