Product Details
Product Name
Lincoln Insured Income Immediate Annuity
Annuity Type
SPIA
Issuing Insurance Company and Ratings
Lincoln Financial Group
Ratings
A.M. Best
A
3rd of 15
Standard & Poor's
A+
5th of 22
Fitch
A+
5th of 19
Product Information
N/A
Key Features
Premium Types: Single
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 20 Days
Rate Lock Period: 14 Days
Tax-Qualified: IRA, NonQual, IRA-Roth, IRA Rollover, Inherited IRA
Rates
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Next Change: N/A
Initial Guarantee Period: N/A
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: No
Wait Period Interest Only : –
Withdraw from the accumulation Value After : End of Term
Minimum Policy Value : –
Withdrawl Calculated On: N/A
Date For Calculation: N/A
Systematic Withdrawl: No
Min Withdrawl Amount: –
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in GU VI