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Product Details
LibertyMark Freedom 7
Company social profile:
Product Name
LibertyMark Freedom 7
Annuity Type
FIA
Issuing Insurance Company and Ratings
Legacy Marketing Group
Ratings
Product Information
The LibertyMark Freedom 7 is a single premium fixed indexed annuity with a 7 year surrender schedule. Diverse index options (fee/no-fee volatility control). Optional Heritage Maximizer enhanced death benefit rider. Liquidity for nursing home/hospitalization confinement. Loan provision for TSA plans. Declared Interest Rate currently 4.00%.
Key Features
Premium Types: Single
Minimum Premium: $10,000
Maximum Premium: $2,000,000
Free Look Period: N/A
Rate Lock Period: 45 Days
Rates
Effective Date: 01/01/2026
Initial Guarantee Period: 7 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $10,000 - $2,000,000
Current
7 Year Guarantee Period Annual Yield:
4.00%%
Interest rate start of year 1 through end of year 7:
4.00%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Not available in GU NY PR VI
