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Product Details
Liberty Select
Company social profile:
Product Name
Liberty Select
Annuity Type
FA
Issuing Insurance Company and Ratings
Liberty Bankers Life
Ratings
Product Information
The Liberty Bankers Life’s Liberty Select is a Flexible Premium Annuity with a 1 Year interest rate guarantee and a 7 Year surrender charge period with a Market Value Adjustment, to optimize growth potential. The Liberty Select also pays a First Year Interest Rate Bonus of 1.5% on all premiums.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 5,000
Maximum Premium: 1,000,000
Free Look Period: 20 Days
Rate Lock Period: 45 Days
Tax-Qualified: IRA, NonQual, SEP IRA, IRA-Roth, Inherited IRA, Inherited Roth IRA
Rates
Effective Date: 09/02/2026
Initial Guarantee Period: 1 Year
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 5,000 - 1,000,000
Current
1 Year Guarantee Period Annual Yield:
5.90%%
Interest rate start of year 1 through end of year 1:
5.90%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
The maximum premium without prior approval is $1,000,000 Non-Qualified Not Available In: CO, ME, SD, WY
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AL GU ID NY PR VI
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: Interest Only
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : 7 Years
Minimum Policy Value : –
Withdrawl Calculated On: Accumulation
Date For Calculation: Contribution
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: The maximum premium without prior approval is $1,000,000 Non-Qualified Not Available In: CO, ME, SD, WY
State Restrictions: Not available in AL GU ID NY PR VI
