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Product Details
Keystone 5 Index Annuity
Company social profile:
Product Name
Keystone 5 Index Annuity
Annuity Type
FIA
Issuing Insurance Company and Ratings
Reliance Standard Life Insurance Company
Ratings
Product Information
The Keystone 5 Index Annuity is a fixed indexed annuity with a 5-year surrender charge period offering multiple index accounts and one traditional fixed account.
Key Features
Premium Types: Single
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Free Look Period: 20 Days
Rate Lock Period: 45 Days
Rates
Effective Date: 17/03/2026
Initial Guarantee Period: 5 years
Next Change: 04/02/2026
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $10,000 - $1,000,000
Current
5 Year Guarantee Period Annual Yield:
4.35%%
Interest rate start of year 1 through end of year 5:
4.35%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY VI
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $500
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Not available in GU NY VI
