Product Details
Product Name
Integrity Indextra 5
Annuity Type
FIA
Issuing Insurance Company and Ratings
Integrity Life Insurance Company
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
AA-
4th of 22
Fitch
AA
3rd of 19
Product Information
The Integrity Indextra 5 is a single premium deferred fixed indexed annuity with a 5-year withdrawal charge period.
Key Features
Premium Types: Single
Minimum Premium: 15,000
Maximum Premium: 1,000,000
Free Look Period: 10 Days
Rate Lock Period: 10 Days
Tax-Qualified: N/A
Rates
Effective Date: 15/03/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 15/03/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 15,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
4%
Interest rate start of year 1 through end of year 0:
4%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Premiums in excess of maximum require prior company approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Premiums in excess of maximum require prior company approval.
State Restrictions: Not available in GU NY PR VI