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Product Details
Income Pay Pro 10
Company social profile:
Product Name
Income Pay Pro 10
Annuity Type
FIA
Issuing Insurance Company and Ratings
North American Company for Life and Health Insurance
Ratings
Product Information
The Income Pay Pro 10 is a modified single premium deferred fixed index annuity with a 10 surrender charge schedule and an MVA provision. This annuity also provides several options for accessing funds including a GLWB rider which provides a way to receive Lifetime Payment Amounts (LPAs) guaranteed for life even if the accumulation value is reduced to zero. The GLWB rider is automatically included at an additional cost.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 20,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: N/A
Tax-Qualified: IRA, NonQual
Rates
Effective Date: 02/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 20,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
2.5%
Interest rate start of year 1 through end of year 0:
2.5%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: 1st Year or Less
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 79
Premium Limits: Flex Premiums Permitted: 1st Year or Less
State Restrictions: Not available in GU NY PR VI
