Product Details
Product Name
ForeAccumulation II 7
Annuity Type
FIA
Issuing Insurance Company and Ratings
Global Atlantic Financial Group
Ratings
A.M. Best
A
3rd of 15
Standard & Poor's
A-
7th of 22
Fitch
A
6th of 19
Product Information
The ForeAccumulation II 7 is a Single Premium Deferred Fixed Index Annuity with a 7 year surrender charge period and a Market Value Adjustment provision.
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 1,000,000
Free Look Period: 20 Days
Rate Lock Period: 14 Days
Tax-Qualified: IRA, NonQual, SEP IRA, IRA-Roth, IRA Rollover, Inherited IRA
Rates
Effective Date: 02/03/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 02/03/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 25,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
3.9%
Interest rate start of year 1 through end of year 0:
3.9%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,500
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $1,000
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 85
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in CA DE