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Product Details
FGNY Index-Choice 10
Company social profile:
Product Name
FGNY Index-Choice 10
Annuity Type
FIA
Issuing Insurance Company and Ratings
Fidelity & Guaranty Life Insurance Company of New York
Ratings
Product Information
The FGNY Index-Choice 10 is a Flexible Premium Deferred Fixed Indexed Annuity with a 10-year surrender charge schedule primarily intended for customers seeking a long-term retirement savings vehicle. The annuity features Multiple index crediting methods and a fixed crediting option. A Premium Bonus of 2 on initial premium, credited to the account value immediately.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 14/11/2025
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $10,000 - $1,000,000
Current
10 Year Guarantee Period Annual Yield:
3.00%%
Interest rate start of year 1 through end of year 10:
3.00%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in NY
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Premium
Date For Calculation: Contribution
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Only available in NY
