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Product Details
FG Accelerator Plus 14
Company social profile:
Product Name
FG Accelerator Plus 14
Annuity Type
FIA
Issuing Insurance Company and Ratings
Fidelity & Guaranty Life Insurance Company
Ratings
Product Information
The FG Accelerator Plus 14 is a Flexible Premium Fixed Indexed Deferred Annuity with a 14-year withdrawal charge period and a market value provision. The FG Accelerator Plus 14 paya a first-year premium bonus of up to 12% based on age and subject to a 13-year vesting schedule. It is primarily intended for customers seeking a long-term retirement savings vehicle. It has a lifetime withdrawal feature provided under the Enhanced Guaranteed Minimum Withdrawal Benefit Rider (“EGMWB Rider”) which is automatically included for an additional charge.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 10,000
Maximum Premium: 2,000,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth
Rates
Effective Date: 14/11/2025
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.75%
Interest rate start of year 1 through end of year 0:
3.75%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: Product Life
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in AK AL CA CT DE GU ID IN MA MN MS MT NJ NV NY OH OK OR PA PR SC TX UT VI VT WA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Max issue age is 64 in FL
Premium Limits: Flex Premiums Permitted: Product Life
State Restrictions: Not available in AK AL CA CT DE GU ID IN MA MN MS MT NJ NV NY OH OK OR PA PR SC TX UT VI VT WA
