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Product Details
Farmers Safeguard Plus 10
Company social profile:
Product Name
Farmers Safeguard Plus 10
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Farmers Life Insurance Company
Ratings
Product Information
The Farmers Safeguard Plus 10 is a single premium Multi-Year Guaranteed Annuity with a 10 year surrender charge schedule and an MVA provision.
Key Features
Premium Types: Single
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Free Look Period: 30 Days
Rate Lock Period: 15 Days
Rates
Effective Date: 07/10/2025
Initial Guarantee Period: 10 years
Next Change: 04/01/2026
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $10,000 - $1,000,000
Current
10 Year Guarantee Period Annual Yield:
5.70%%
Interest rate start of year 1 through end of year 10:
5.70%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in AK AL AR AZ DC GA IA IL IN KY LA MA MO MS MT ND NE NM NV OH OK PA TN TX UT WV WY
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: Interest Only
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 90 years old
State Restrictions: Only available in AK AL AR AZ DC GA IA IL IN KY LA MA MO MS MT ND NE NM NV OH OK PA TN TX UT WV WY
