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Product Details

Denali Bonus 14 (CA,IN)

Company social profile:

Product Name

Denali Bonus 14 (CA,IN)

Annuity Type

FIA

Issuing Insurance Company and Ratings

SILAC Insurance Company

Ratings

A.M. Best
B
7th of 15
7th of 15
Standard & Poor's
N/A
N/A
N/A
Fitch
BBB-
16th of 19
16th of 19

Product Information

The Denali Bonus 14 (CA,IN) is a Modified Single Premium Deferred Annuity offering a robust set of features, including a 14 Year Surrender Charge Period, a Market Value Adjustment, and a Premium Bonus on first year premiums. The Denali Bonus 14 (CA,IN) automatically incudes the Lifetime Withdrawal Rider.. This annuity is an ideal choice for a long-term saver who can appreciate the benefits of tax-deferred growth, protection and limited access to funds. Few taxable investments provide this blend of safety, growth and flexibility.

Key Features

Premium Types:  1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 30 Days
Tax-Qualified: NonQual, Inherited IRA

Rates

Effective Date: 10/12/2025
Initial Guarantee Period: N/A
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 10/12/2025
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 10,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
3%
Interest rate start of year 1 through end of year 0:
3%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Flex Premiums Permitted: 1st Year or Less
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

Only available in CA IN

Withdrawal Provisions

First Year Withdrawals: No
Withdrawal Years 2+: 5%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: 20%

Eligibility & Restrictions

Age Limits(Owner and Annuitant): Min Age Owner: 80, Annuitant: 80, Annuitization Age: 100, Max issue age is 56 in CA
Premium Limits: Flex Premiums Permitted: 1st Year or Less
State Restrictions: Not available in GU, KY, MD, NY, PR, TX, VI
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