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Product Details
Confidence Income
Company social profile:
Product Name
Confidence Income
Annuity Type
SPIA
Issuing Insurance Company and Ratings
EquiTrust Life Insurance Company
Ratings
Product Information
A Single-Premium Immediate Annuity featuring a range of fixed-period payment options ranging between 5 and 20 years.
Key Features
Premium Types: Single
Minimum Premium: 30,000
Maximum Premium: 2,000,000
Free Look Period: 0 Days
Rate Lock Period: 0 Days
Tax-Qualified: N/A
Rates
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted. Above $2M: requires Home Office approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: No
Wait Period Interest Only : –
Withdraw from the accumulation Value After : End of Term
Minimum Policy Value : –
Withdrawl Calculated On: Accumulation
Date For Calculation: Contribution
Systematic Withdrawl: No
Min Withdrawl Amount: –
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Up to age 90
Premium Limits: Flexible Premiums Not Accepted. Above $2M: requires Home Office approval.
State Restrictions: Not available in GU NY PR VI
