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Product Details
BenefitSolutions 10
Company social profile:
Product Name
BenefitSolutions 10
Annuity Type
FIA
Issuing Insurance Company and Ratings
North American Company for Life and Health Insurance
Ratings
Product Information
The BenefitSolutions 10 is a single premium deferred fixed index annuity designed as an annuity contract and benefit rider combination. It offers the benefits of lifetime payments, enhanced lifetime payments for qualified nursing home care and death benefits. The BenefitSolutions 10 has a 10-year withdrawal charge period with an MVA provision. It accumulates interest in the following ways: A) based on the change in the Index Account during each contract year, without the risk of losing premium due to market volatility, and/or B) a traditional Fixed Account.
Key Features
Premium Types: Single
Minimum Premium: 20,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth, IRA Transfer, IRA Rollover
Rates
Effective Date: 02/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 20,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
2.3%
Interest rate start of year 1 through end of year 0:
2.3%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 5%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: 10%
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 79
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in GU NY PR VI
