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Product Details
Athene Max Rate 7 (state specific)
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Product Name
Athene Max Rate 7 (state specific)
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Athene IA
Ratings
Product Information
The Athene IA’s Athene Max Rate 7 (state specific) is a Flexible Premium, Multi Year Guaranteed Annuity with a 7 Year Interest Rate Guarantee and a 7 Year surrender charge period with a Market Value Adjustment provision.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: $10,000
Maximum Premium: $2,000,000
Free Look Period: 20 Days
Rate Lock Period: N/A
Rates
Effective Date: 11/03/2026
Initial Guarantee Period: 7 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
7 Year Guarantee Period Annual Yield:
4.75%%
Interest rate start of year 1 through end of year 7:
4.75%%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
7 Year Guarantee Period Annual Yield:
4.50%%
Interest rate start of year 1 through end of year 7:
4.50%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in AK CA CT DE HI ID MD MN MO NJ NV OH OK OR PA SC TX UT WA
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: Interest Only
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : 7 Years
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $1
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 83 years old
State Restrictions: Only available in AK CA CT DE HI ID MD MN MO NJ NV OH OK OR PA SC TX UT WA
