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Product Details
AssetShield 10
Company social profile:
Product Name
AssetShield 10
Annuity Type
FIA
Issuing Insurance Company and Ratings
American Equity Investment Life Insurance Company
Ratings
Product Information
The AssetShield 10 is a flexible premium fixed index annuity with a 10-year withdrawal charge period and an MVA provision. Offers multiple indexed strategies and a 1 Year Guaranteed Fixed Account currently paying 3.80%. Includes automatic Enhanced Benefit Rider (nursing home/terminal illness) for ages 75 and under.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: $5,000
Maximum Premium: $1,500,000 (age-banded)
Free Look Period: 15 Days
Rate Lock Period: N/A
Rates
Effective Date: 05/01/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $5,000 - $1,500,000 (age-banded)
Current
10 Year Guarantee Period Annual Yield:
3.80%%
Interest rate start of year 1 through end of year 10:
3.80%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in CA GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $50
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Not available in CA GU NY PR VI
