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Product Details
Asset Builder II 10 No ROP
Company social profile:
Product Name
Asset Builder II 10 No ROP
Annuity Type
FIA
Issuing Insurance Company and Ratings
Protective Life Insurance Company
Ratings
Product Information
The Asset Builder II 10 No ROP is a Flexible Premium Deferred Indexed Annuity with a 10 year surrender charge period, multiple index crediting methods with fixed option, and an MVA provision.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: N/A
Rate Lock Period: N/A
Tax-Qualified: N/A
Rates
Effective Date: 31/03/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
0 Year Guarantee Period Annual Yield:
$100,000+%
Interest rate start of year 1 through end of year 0:
$100,000+%
Accumulation Value (assuming no withdrawals)
Premium Amount: $50,000 - $99,999
Current
0 Year Guarantee Period Annual Yield:
$50,000+%
Interest rate start of year 1 through end of year 0:
$50,000+%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
0 Year Guarantee Period Annual Yield:
$10,000+%
Interest rate start of year 1 through end of year 0:
$10,000+%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flex Premiums Permitted: Product Life
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : –
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : –
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: –
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 85
Premium Limits: Flex Premiums Permitted: Product Life
State Restrictions: Not available in GU NY PR VI
