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Product Details
American Legend 7
Company social profile:
Product Name
American Legend 7
Annuity Type
FIA
Issuing Insurance Company and Ratings
MassMutual Ascend Life Insurance Company
Ratings
Product Information
The American Legend 7 is a flexible premium fixed-indexed annuity with a 7 year surrender charge period, an MVA provision, and multiple interest strategies.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: Min Single Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth, IRA-Simple, Inherited IRA
Rates
Effective Date: 21/03/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
$1M max without prior Home Office approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 85
Premium Limits: $1M max without prior Home Office approval.
State Restrictions: Extended Care Waiver Not available in AK CA MA PA UT
