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Product Details
Allianz Core Income 7 Annuity
Company social profile:
Product Name
Allianz Core Income 7 Annuity
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
Product Information
The Allianz Core Income 7 Annuity is a Limited Flexible Premium Deferred Fixed Indexed Annuity with a 7 Year Surrender Charge Period, a Market Value Adjustment, and a Core Income Benefit rider (required 1.25% fee). Offers increasing lifetime income withdrawal percentages starting at age 45 and two guaranteed lifetime withdrawal options (predictable or increasing). Additional riders: Alternate Annuity Option III Endorsement (not in OR, no fee), Annuity Option IV Endorsement (CA & FL only, no fee), Flexible Annuity Option Rider (not in OR, no fee), Flexible Withdrawal Rider (nursing home, not in AK/CA/MA/OR/SD/WA), Nursing Home Rider (not in KS/MA/NJ/OR/PA).
Key Features
Premium Types: 1st Year or Less
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 03/03/2026
Initial Guarantee Period: 7 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $10,000 - $1,000,000
Current
7 Year Guarantee Period Annual Yield:
2.60%%
Interest rate start of year 1 through end of year 7:
2.60%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $500
Withdrawl Calculated On: Premium
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Not available in GU NY PR VI
