Skip to content 
Product Details
Allianz 360 Annuity
Company social profile:
Product Name
Allianz 360 Annuity
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
Product Information
The Allianz 360 Annuity is a limited flexible premium deferred fixed index annuity with a 10-year surrender charge period and an MVA provision. The Allianz 360 Annuity also includes the 360 Benefit rider for an additional charge (0.95%). The 360 Benefit rider offers an interest bonus each time interest is credited until income withdrawals begin. It also offers an increasing income withdrawal percentage beginning at age 40 and continuing every year until income withdrawals begin. Plus, there is a choice of two lifetime income payment options, including payments with the opportunity to increase. Additional riders: Alternate Annuity Option III Endorsement (no fee), Annuity Option IV Endorsement (CA & FL only), Flexible Annuity Option Rider (not in OR), Flexible Withdrawal Rider (nursing home, not in AK/CA/MA/OR/SD/WA), Nursing Home Rider (not in KS/MA/NJ/OR/PA).
Key Features
Premium Types: Flexible 1.5 Years
Minimum Premium: $20,000
Maximum Premium: $1,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 03/03/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $20,000 - $1,000,000
Current
10 Year Guarantee Period Annual Yield:
2.00%%
Interest rate start of year 1 through end of year 10:
2.00%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $500
Withdrawl Calculated On: Premium
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Not available in GU NY PR VI
