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Product Details
Allianz 222 +
Company social profile:
Product Name
Allianz 222 +
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
Product Information
The Allianz 222 + is a limited flexible premium deferred fixed index annuity with a 10-year surrender charge period and an MVA provision.
The Allianz 222 + also includes the Protected Income Value (PIV) account. Protected income value is the value that lifetime withdrawals will be based on. It’s equal to the premium you pay into your annuity, plus the PIV premium bonus and any PIV interest we credit. Withdrawals and withdrawal charges (adjusted by any MVA) will decrease your PIV by the same proportion they decrease the accumulation value. The PIV is not reduced by the allocation charge. Any other fees or charges will decrease your PIV dollar-for-dollar. The PIV is not available as a lump sum.
Key Features
Premium Types: Flexible 1.5 Years
Minimum Premium: $20,000
Maximum Premium: $2,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 01/01/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $20,000 - $2,000,000
Current
10 Year Guarantee Period Annual Yield:
2.80%%
Interest rate start of year 1 through end of year 10:
2.80%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY OR PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Premium
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: 20%
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Not available in GU NY OR PR VI
