Product Details
Product Name
Allianz 222 Annuity
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
AA
3rd of 22
Fitch
N/A
N/A
Product Information
The Allianz 222 Annuity is a limited flexible premium deferred fixed index annuity with a 10-year surrender charge period and an MVA provision.
The Allianz 222 Annuity also includes the Protected Income Value (PIV) account. During the first 18 months, the PIV account will be credited with a premium bonus on any premiums. The PIV account will also receive a interest bonus of any fixed/and or indexed earned interest for as long as the contract is in force.
Key Features
Premium Types: Flexible 1.5 Years
Minimum Premium: $20,000
Maximum Premium: $1,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 01/01/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/01/2026
Next Change: N/A — not specified
Initial Guarantee Period: 10 years
Premium Amount: $20,000 - $1,000,000
Current
10 Year Guarantee Period Annual Yield:
2.80%%
Interest rate start of year 1 through end of year 10:
2.80%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in CT KS MA MD NJ OR PA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Premium
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Only available in CT KS MA MD NJ OR PA