Product Details
Product Name
Symetra Select Pro 7
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Symetra Life Insurance Company
Ratings
A.M. Best
A
3rd of 15
Standard & Poor's
A
6th of 22
Fitch
N/A
N/A
Product Information
The Symetra Select Pro 7 is a Modified Single Premium Fixed Deferred Annuity with a 7 year surrender charge schedule.
Key Features
Premium Types: 1st Year or Less
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 10 Days
Tax-Qualified: IRA, NonQual, IRA-Roth, IRA Transfer, IRA Rollover, Inherited IRA, Inherited Roth IRA
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 7 years
Next Change: 04/03/2026
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/04/2026
Next Change: 04/03/2026
Initial Guarantee Period: 7 years
Premium Amount: $100,000+
Current
7 Year Guarantee Period Annual Yield:
$250,000 through $1,000,000%
Interest rate start of year 1 through end of year 7:
$250,000 through $1,000,000%
Accumulation Value (assuming no withdrawals)
Premium Amount: $50,000 - $99,999
Current
7 Year Guarantee Period Annual Yield:
$50,000 through $99,999%
Interest rate start of year 1 through end of year 7:
$50,000 through $99,999%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
7 Year Guarantee Period Annual Yield:
$10,000 through $49,999%
Interest rate start of year 1 through end of year 7:
$10,000 through $49,999%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
You can add purchase payments of $1,000 or more throughout the first year of your contract.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: 15%
Withdrawal Years 2+: 15%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: You can add purchase payments of $1,000 or more throughout the first year of your contract.
State Restrictions: Not available in GU NY PR VI